Fixed Rate Bonds

The Newcastle's Savings General Terms & Conditions will apply unless they are inconsistent with these Special Conditions, effective from the date of the account opening.

1. The Account is a fixed rate account.
2. The Account can be operated by branch or post. The Account can be applied for online, but once opened will be operated by branch or by post with a passcard.
3. The minimum investment in the account is £500 the maximum is £1,000,000.
4. The Account can be held in single or joint names.
5. After placing your Investment in the account you may make further deposits while the Account is a current issue. The Account is a limited issue and may be withdrawn at any time.
6. No withdrawals are permitted until maturity.
7. On maturity the Account will automatically transfer to the Newcastle's designated maturity Account. We will write to you prior to maturity to advise you of any amendments to the Terms and Conditions of your Account. These amendments may include the access terms, withdrawal arrangements and the duration of the account. Following the day of maturity you have 28 days in which to withdraw funds penalty free, thereafter the maturity Account Terms & Conditions will apply.
8. Interest is calculated daily and is paid on maturity (4 March 2013) or monthly.
9. Should the final day of a calendar month be a business day then any monthly interest paid to a third party will be paid on that day. Otherwise it will be paid on the following business day. Any final monthly interest due on maturity will be credited to the account.
10. Interest can be paid to your account, to another Account with the Newcastle or to a third party bank or building society account.
11. Should the balance held in the account fall below the Minimum Balance stated above, interest will be paid a rate of 0.10% Gross*/AER**
12. Details are correct as at 1 February 2012.

The Newcastle's Savings General Terms & Conditions will apply unless they are inconsistent with these Special Conditions, effective from the date of the account opening.

1. The Account is a fixed rate account.
2. The Account can be operated by branch or post. The Account can be applied for online, but once opened will be operated by branch or by post with a passcard.
3. The minimum investment in the account is £500 the maximum is £1,000,000.
4. The Account can be held in single or joint names.
5. After placing your Investment in the account you may make further deposits while the Account is a current issue. The Account is a limited issue and may be withdrawn at any time.
6. Withdrawals / transfers can be made of up to 25% of the capital investment penalty free and without notice, prior to maturity (20 January 2014). Withdrawals in excess of 25% of the capital investment are not permitted until maturity.
7. On maturity the Account will automatically transfer to the Newcastle's designated maturity Account. We will write to you prior to maturity to advise you of any amendments to the Terms and Conditions of your Account. These amendments may include the access terms, withdrawal arrangements and the duration of the account. Following the day of maturity you have 28 days in which to withdraw funds penalty free, thereafter the Maturity Account Terms & Conditions will apply.
8. Interest is calculated daily and is paid on 20th Jan 2012,2013 and on maturity (20th Jan 2014) or monthly
9. Should the final day of a calendar month be a business day then any monthly interest paid to a third party will be paid on that day. Otherwise it will be paid on the following business day. Any final monthly interest due on maturity will be credited to the account.
10. Interest can be paid to your account, to another Account with the Newcastle or to a third party bank or building society account.
11. Should the balance held in the account fall below the Minimum Balance stated above, interest will be paid a rate of 0.10% Gross/AER*
12. Details are correct as at 11/11/2011.

The Newcastle's Savings General Terms & Conditions will apply unless they are inconsistent with these Special Conditions, effective from the date of the account opening.

1. The Account is a fixed rate account.
2. The Account can be operated by branch or post. The Account can be applied for online, but once opened will be operated by branch or by post with a passcard.
3. The minimum investment in the account is £500 the maximum is £1,000,000.
4. The Account can be held in single or joint names.
5. After placing your Investment in the account you may make further deposits while the Account is a current issue. The Account is a limited issue and may be withdrawn at any time.
6. Withdrawals / transfers can be made of up to 25% of the capital investment penalty free and without notice, prior to maturity (20 January 2015). Withdrawals in excess of 25% of the capital investment are not permitted until maturity.
7. On maturity the account will automatically transfer to the Newcastle's designated maturity account. We will write to you prior to maturity to advise you of any amendments to the Terms and Conditions of your Account. These amendments may include access terms, withdrawal arrangements and the duration of the Account. Following the day of maturity you have 28 days in which to withdraw funds penalty free, thereafter the Maturity Account Terms & Conditions will apply.
8. Interest is calculated daily and is paid annually commencing 20th January 2012 or monthly.
9. Should the final day of a calendar month be a business day then any monthly interest paid to a third party will be paid on that day. Otherwise it will be paid on the following business day. Any final monthly interest due on maturity will be credited to the account.
10. Interest can be paid to your account, to another Account with the Newcastle or to a third party bank or building society account.
11. Should the balance held in the account fall below the Minimum Balance stated above, interest will be paid a rate of 0.10% Gross*/AER**
12. Details are correct as at 11/11/2011.

The Newcastle's Savings General Terms & Conditions will apply unless they are inconsistent with these Special Conditions, effective from the date of the account opening.

1. The Account is a fixed rate account.
2. The Account can be operated by branch or post. The Account can be applied for online, but once opened will be operated by branch or by post with a passcard.
3. The minimum investment in the account is £500 the maximum is £1,000,000.
4. The Account can be held in single or joint names.
5. After placing your Investment in the account you may make further deposits while the Account is a current issue. The Account is a limited issue and may be withdrawn at any time.
6. Withdrawals/transfers can be made of up to 25% of the capital investment penalty free and without notice prior to maturity (20 January 2017). Withdrawals in excess of 25% of the capital investment are not permitted until maturity.
7. On maturity the account will automatically transfer to the Newcastle's designated maturity account. We will write to you prior to maturity to advise you of any amendments to the Terms and Conditions of your Account. These amendments may include access terms, withdrawal arrangements and the duration of the Account. Following the day of maturity you have 28 days in which to withdraw funds penalty free, thereafter the Maturity Account Terms & Conditions will apply.
8. Interest is calculated daily and is paid annually commencing 20th January 2012 or monthly.
9. Should the final day of a calendar month be a business day then any monthly interest paid to a third party will be paid on that day. Otherwise it will be paid on the following business day. Any final monthly interest due on maturity will be credited to the account.
10. Interest can be paid to your account, to another Account with the Newcastle or to a third party bank or building society account.
11. Should the balance held in the account fall below the Minimum Balance stated above, interest will be paid a rate of 0.10% Gross*/AER**
12. Details are correct as at 11/11/2011.