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Fixed Rate Bonds

If you want a savings bond with a guaranteed return, a Fixed Rate Bond could be just what you're looking for. Your savings interest rate will be fixed for the whole term, so you'll know exactly how much interest you'll earn when your savings bond matures.

Get a guaranteed return on your investment with a fixed rate bond

Fixed rate bonds are low risk investments with a guaranteed return. You'll get a competitive rate that's fixed for a set period of time, which means even if the Bank of England base rate falls, you'll still get a high savings interest rate.

Fix your savings and let them grow

The term on your fixed rate bond will vary depending on the specific bond you've chosen. Longer terms usually offer higher savings rates. During the savings bond term you may be able to make withdrawals from your account subject to notice or an interest penalty. For this reason, longer term fixed rate bonds are a good choice if you won't need to dip into your savings in the near future.

Choose from a range of fixed rate bonds

We offer a range of investment bonds with varying rates and terms, so take a look at the selection below to see which is right for you.


Five Year Bond (Issue 2)

Up to 4.50% Gross*/AER**

If you're looking for a longer term investment, this Five year, bond could be just the thing. You'll get a highly competitive rate and a guaranteed return on investments. If you do decide to make a withdrawal, a notice period will apply.


Fixed Rate Options Bond (Issue 45)

Up to 3.15% Gross/AER*

If you're looking for a longer term investment, this 3 year, fixed term savings bond could be just the thing. You'll get a highly competitive rate and a guaranteed return on investments. If you do decide to make a withdrawal, a notice period will apply.


Fixed Rate Options Bond (Issue 44)

Up to 2.95% Gross/AER*

If you're looking for an investment, this 2 year, fixed term savings bond could be just the thing. You'll get a competitive rate and a guaranteed return on investments. If you do decide to make a withdrawal, a notice period will apply.


Fixed Rate Options Bond (Issue 43)

Up to 2.55% Gross/AER*

If you're looking for an investment, this savings bond could be just the thing. You'll get a competitive rate and a guaranteed return on your investment.

* "Gross" interest is the contractual rate of interest payable before the deduction of income tax. "AER" is a notional rate which illustrates contractual interest rate (excluding any bonus payable) as if paid and compounded on an annual basis.