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ISAs

Make the most of your tax free savings allowance with an ISA

Wouldn't it be great if you didn't have to pay tax on your savings? The good news is, you don't with an ISA. These tax free accounts are perfect for growing your savings because all your interest goes straight back into your ISA.

Increased ISA limits

From the 6th April 2010 the overall ISA allowance increased to £10,200 for the 2010/2011 tax year (£5,100 for a cash ISA).

Our range of ISAs

Take a look at the accounts below to see which is right for you. We've included the rate and brief description of the account, so you can find the best ISA for you.


Five Year ISA (Issue 2)

Up to 4.25% Gross*/AER**

If you're looking for an investment, this five year, fixed rate ISA could be just the thing. You'll get a competitive rate and a guaranteed return on investments.


Capital Secure ISA (Issue 3)

Maximum Return 54%/7.46% AER* / Minimum Return 11%/1.75% AER*

Many people see the great returns that can be made by investing in stocks and shares but are never quite sure whether they want to risk their capital. Now you can relax... the Capital Secure ISA from Newcastle Building Society lets you benefit from any growth in the stock market, but provides the assurance of a minimum return whatever happens.


Access ISA

2.00% Gross/AER*

If you need easy access to your tax free savings, take a look at our variable rate Access ISA.


Reward ISA

Up to 2.75% Gross/AER*

If you're looking for an ISA with an attractive rate of interest and a reward bonus, you might be interested in our Reward ISA.


Fixed Rate Options ISA (Issue 45)

3.15% Gross/AER*

If you're looking for an investment, this 3 year, fixed rate ISA could be just the thing. You'll get a competitive rate and a guaranteed return on investments.


Fixed Rate Options ISA (Issue 44)

2.95% Gross/AER*

If you're looking for an investment, this 2 year, fixed rate ISA could be just the thing. You'll get a competitive rate and a guaranteed return on investments.


Fixed Rate Options ISA (Issue 43)

2.55% Gross/AER*

If you're looking for an investment, this 1 year, fixed term ISA could be just the thing. You'll get a competitive rate and a guaranteed return on your investment.


* "Gross" interest is the contractual rate of interest payable before the deduction of income tax. "AER" is a notional rate which illustrates contractual interest rate (excluding any bonus payable) as if paid and compounded on an annual basis.